Everything Provio tracks so SARS never surprises you
Built for South African independent contractors who invoice abroad, pay their own provisional tax, and have to produce their own evidence when SARS asks.
Multi-currency income, converted to rand
Capture invoices in dollars, euros, pounds, francs or dirhams. Use the actual rand that landed in your bank account, or a market rate for the date of receipt, and Provio keeps the rate and its source alongside the entry for SARS.
An estimate that updates as you go
Every entry recalculates your estimated taxable income and tax for the year on the SARS sliding scale, with rebates, medical scheme fees credits and additional medical expense credits applied.
The set-aside pot
Provio shows what should already be sitting aside for the next payment and compares it to what you have actually saved — green when you are covered, red when you are behind.
Deductions with the receipt attached
Home office, business travel, equipment, internet and phone, professional fees, bank and forex charges, retirement annuities and medical costs — each with its supporting document uploaded and stored against the entry.
Forecasting for guaranteed work
Add contracted income and fixed costs months ahead, then edit them as reality and exchange rates move. The dashboard shows recorded-to-date next to projected full-year liability.
IRP6 period planning
The provisional plan splits your year into the 31 August and end-February periods, reconciles what you have paid against what was assessed, and tracks top-up payments.
SARS evidence packs
Export a summary of income and deductions for a tax year with the underlying receipts bundled, so a query from SARS or a request from your accountant is a single download.
Tax practitioner access
Link your registered practitioner with a code and they see your dashboard read-only. No spreadsheets emailed back and forth at the end of February.
Your data, kept properly
Records are stored per user with access controls in place, and receipts are kept for the five years SARS expects you to be able to produce them.
Plans
Provio Individual — R49 / month
For one contractor: income, deductions, receipts, set-aside pot, forecasting and SARS evidence packs.
Provio Adviser — R149 / month
For tax practitioners and advisers managing multiple linked clients from one dashboard.
Not sure yet? The demo lets you make changes to sample data before you pay anything.
Learn the rules first
Our guides explain how provisional tax, the IRP6, foreign income and contractor deductions actually work.